ceritasaham

▸Emiten: PNLF

PNLF

PNLFInsurance - LifeFinancial Services

Ringkasan Bisnis

PT Panin Financial Tbk provides Sharia banking and financial services in in Indonesia. The company operates through two segments, Life Insurance and Business Consulting Service, and Banking and Multi-finance. It also offers life insurance products, including death, whole life, annuity, endowment, endowment combine, universal life, unit-linked, personal accident, and health; and business consulting, management, and administration services to the general public. In addition, it engages in the provision of management consulting in the field of archives; and mutual fund businesses. The company was formerly known as PT Panin Life Tbk and changed its name to PT Panin Financial Tbk in 2010. The company was founded in 1974 and is headquartered in Jakarta, Indonesia. PT Panin Financial Tbk operates as a subsidiary of PT Paninvest Tbk.

Web: https://www.paninfinancial.co.idTelp: 62 21 255 66822Panin Life Center, Jakarta, 11420, Indonesia

Grafik Harga PNLF

Backtest: Harga vs. LPM [DYOR! Bukan Ajakan Jual / Beli!]

Komposisi Pemegang Saham

Insiders75.24%
Institutions6.04%
Public Float24.40%
Shares Outstanding23

Alur Keuangan PNLF

Alur Arus Kas

Nilai dalam Rupiah. T = triliun, M = miliar. Arahkan kursor ke alur untuk melihat nilai.

Ringkasan Analisis Broker - Update Weekly!

Emiten: $pnlf
Periode: 07 Agu 2025 — 10 Sep 2026
Hari Perdagangan: 262
Jumlah Broker: 86
Broker Asing: 23
Broker Lokal: 59
Broker Pemerintah: 4

Diperbarui: 11/9/2026, 09.26.51

Sinyal BEARISHSkor -1

(-5 most bearish, +5 most bullish)

BEARISHFOREIGN NET SELLERAsing cumulative net -1,195,124 lots.
BULLISHASING BUYING5d: +21,758 lots net buy
BEARISHTOP LOCAL BROKERS TRIMMINGLokal 5d: -39,437 lots — accelerating net sell.

Perbandingan Aliran per Tipe Broker

Asing

-1,195,124 lot

5 hari+21,758

20 hari+150,017

ArahBUYING · SLOWING

Lokal

+945,434 lot

5 hari-39,437

20 hari+142,906

ArahSELLING · ACCELERATING

Pemerintah

+76,436 lot

5 hari+17,679

20 hari-294,309

ArahBUYING · SLOWING

Statistik Volume

Rata-rata Harian: 809,559 lot
Volume Maksimum: 8,309,023 lot
Tanggal Maksimum: 26 Agu 2025
Min Non-Zero: 52,316 lot
Rata-rata 5 Hari Terakhir: 184,878 lot

Sinyal Naratif

⚠️

dominant bearish-2

Foreign exodus continues (Asing -1.2M lots net)

KZ and AK are the biggest cumulative sellers (-5.2M lots and -2.5M lots), accounting for 643% of total foreign outflow. ZP is the most dangerous right now: -74,202 lots in 5 days and -217,079 lots over 10 days — the sharpest short-term acceleration of any foreign broker. This is the dominant structural signal across the entire 262-day window.

KZ cumulative: -5.2M lots
AK cumulative: -2.5M lots
ZP 5-day: -74,202 lots
ZP 10-day: -217,079 lots
Asing 5-day net: +21,758 lots

📈

momentum bullish+1

Foreign buying momentum is building

5-day rate: +4,352 lots/day vs 20-day average: +7,501 lots/day. Standout accumulation sessions: 2025-11-28: +938,233 lots Asing net buy; 2025-12-17: +760,896 lots Asing net buy.

Asing 5d rate: +4,352 lots/day
Asing 20d rate: +7,501 lots/day
Asing 5-day: +21,758 lots
Asing 20-day: +150,017 lots

✅

structural support+1

Government brokers (Pemerintah) buying — strong structural floor

DX is the most aggressive recent buyer: +18,896 lots in 5 days and +18,896 lots in 10 days (+4.7%). NI is steadily accumulating (+3,865 lots over 10 days). Combined Pemerintah net position: +76,436 lots. Latest session: -12,279 lots. State-linked buying historically caps downside in Indonesian blue chips.

DX 5-day: +18,896 lots
DX 10-day: +18,896 lots (+4.7%)
NI 10-day: +3,865 lots
Pemerintah total: +76,436 lots
Latest session: -12,279 lots

📊

local momentum fading-1

Top local brokers DH and AZ turning net sellers

DH is down -79,072 lots (-11.1%) over 10 days. AZ also retreating: -156,921 lots (-20.6%). GR is the sole bright spot among top locals: +314,747 lots (+9.9%). Lokal aggregate 5-day net: -39,437 lots. Momentum is weakening.

DH 10-day: -79,072 lots (-11.1%)
AZ 10-day: -156,921 lots (-20.6%)
GR 10-day: +314,747 lots (+9.9%)
Lokal 5-day net: -39,437 lots

🔄

foreign bull turning0

TP — biggest foreign buyer — now also selling

TP holds the largest Asing net-buy position (+3.9M lots cumulative), but sold -7,970 lots on the latest session, extending a 5-day outflow of -28,067 lots. When the lead foreign buyer distributes, the last foreign support is removed. Others in positive territory — RX (0 lots 5d), KK (+2,294 lots 5d) — are also showing reduced conviction.

TP cumulative: +3.9M lots
TP 5-day: -28,067 lots
TP latest day: -7,970 lots
RX 5-day: 0 lots
KK 5-day: +2,294 lots

💡

watch list0

GR is the one local broker still quietly accumulating

While top locals retreat, GR added +2,322 lots in 5 days and +314,747 lots in 10 days (+9.9%). Position: +3.5M lots. If GR accelerates, it may signal smart money positioning ahead of a reversal; if it follows the group lower, the last local support leg collapses.

GR cumulative: +3.5M lots
GR 5-day: +2,322 lots
GR 10-day: +314,747 lots (+9.9%)

Top Pembeli (Akumulasi)

Broker	Tipe	Akumulasi (lot)
$TP	Asing	+3,865,700
$GR	Lokal	+3,485,552
$RX	Asing	+2,219,895
$KK	Asing	+733,456
$DH	Lokal	+632,538
$PO	Lokal	+619,176
$AZ	Lokal	+606,100
$ZP	Asing	+528,957
$DP	Asing	+510,461
$AR	Lokal	+488,064

Top Penjual (Akumulasi)

Broker	Tipe	Akumulasi (lot)
$KZ	Asing	-5,182,538
$AK	Asing	-2,504,958
$XC	Lokal	-1,431,351
$SQ	Lokal	-1,103,779
$LG	Lokal	-1,084,356
$IU	Lokal	-1,060,147
$YP	Asing	-987,362
$MG	Lokal	-652,043
$BB	Lokal	-627,482
$DR	Asing	-613,587

Posisi & Perubahan Broker Terbaru

Broker	Tipe	Posisi (lot)	5 hari	10 hari	20 hari	% 5 hari
$TP	Asing	+3,865,700	-28,067	-48,299	-157	-0.72%
$GR	Lokal	+3,485,552	+2,322	+314,747	+320,974	+0.07%
$RX	Asing	+2,219,895	0	0	+513,000	0%
$KK	Asing	+733,456	+2,294	+37,016	-41,752	+0.31%
$DH	Lokal	+632,538	-8,618	-79,072	+7,979	-1.34%
$PO	Lokal	+619,176	0	0	+50,000	0%
$AZ	Lokal	+606,100	-17,823	-156,921	-219,379	-2.86%
$ZP	Asing	+528,957	-74,202	-217,079	-467,638	-12.3%
$DP	Asing	+510,461	0	0	+84,994	0%
$AR	Lokal	+488,064	0	+26,259	+26,259	0%
$YJ	Lokal	+449,552	-2,364	-778	-23,390	-0.52%
$PG	Lokal	+446,803	+9,010	-168,915	-156,915	+2.06%
$XL	Lokal	+437,863	+14,229	+31,087	+69,980	+3.36%
$NI	Pemerintah	+385,590	-5,593	+3,865	-489	-1.43%
$CP	Asing	+367,027	-22,618	-17,551	-17,631	-5.8%
$AG	Asing	+325,546	+81,944	+237,307	+237,337	+33.64%
$IF	Lokal	+321,207	+2,000	+4,725	+6,561	+0.63%
$ES	Lokal	+232,498	0	0	0	0%
$BR	Lokal	+209,260	0	-4,000	-4,100	0%
$AT	Lokal	+199,717	+3,051	+4,551	+10,536	+1.55%
$BK	Asing	+133,442	+9,236	+4,752	-83,561	+7.44%
$SS	Lokal	+93,720	0	+100,700	+100,700	0%
$LS	Asing	+67,743	0	+3,480	+66,627	0%
$OD	Pemerintah	+52,765	-17	-20,932	-38,517	-0.03%
$HP	Lokal	+52,247	+413	+1,183	-849	+0.8%
$AH	Asing	+32,700	0	0	0	0%
$TF	Lokal	+24,234	0	0	-493	0%
$BS	Lokal	+22,722	0	0	0	0%
$CC	Pemerintah	+22,688	+4,393	-166,835	-260,198	+24.01%
$TS	Lokal	+21,000	0	0	0	0%
$MI	Lokal	+20,928	-19,784	+327	-1,248	-48.6%
$YB	Lokal	+20,811	+4,024	+12,619	+22,264	+23.97%
$PC	Lokal	+20,491	0	0	-680	0%
$RO	Lokal	+13,749	+5	+109	+218	+0.04%
$PF	Lokal	+11,500	0	0	0	0%
$XA	Asing	+8,705	+4,616	-32,817	-32,662	+112.89%
$SA	Lokal	+7,965	0	0	+19	0%
$SH	Lokal	+6,800	+850	+1,850	+1,850	+14.29%
$PI	Lokal	+5,000	+5,000	+5,000	+5,000	—
$ID	Lokal	+4,800	0	0	0	0%
$RS	Lokal	+2,820	0	0	0	0%
$OK	Lokal	+2,242	0	0	0	0%
$QA	Lokal	+2,089	0	-3	+50	0%
$GI	Asing	+879	0	0	0	0%
$BF	Lokal	+800	0	0	0	0%
$IT	Lokal	+133	0	0	0	0%
$AD	Lokal	+15	0	0	0	0%
$YO	Lokal	-80	0	0	0	0%
$II	Lokal	-100	0	+400	+400	0%
$IC	Lokal	-500	0	0	0	0%
$DU	Asing	-698	0	0	0	0%
$JB	Lokal	-976	0	0	0	0%
$MU	Lokal	-2,917	0	-300	0	0%
$ZR	Lokal	-3,950	0	0	0	0%
$HD	Asing	-4,831	-53	+882	-1,367	-1.11%
$RB	Asing	-8,011	0	0	0	0%
$RG	Lokal	-9,797	0	0	-499	0%
$GA	Lokal	-14,600	0	0	0	0%
$SF	Lokal	-25,175	+122	+272	-9,728	+0.48%
$IH	Lokal	-25,719	0	0	0	0%
$AN	Lokal	-37,657	0	0	0	0%
$FZ	Lokal	-42,309	-2,051	-78,145	-75,057	-5.09%
$AF	Lokal	-42,393	0	+1,374	+1,374	0%
$YU	Asing	-50,903	+60,821	+78,714	+79,638	+54.44%
$RF	Lokal	-68,587	0	0	+50	0%
$EL	Lokal	-73,425	0	0	0	0%
$KI	Lokal	-90,620	+7,000	+6,797	-1,139	+7.17%
$EP	Lokal	-110,861	-5,227	+1,153	+2,882	-4.95%
$IN	Lokal	-112,368	0	-2	-2	0%
$AO	Lokal	-151,836	0	0	0	0%
$BQ	Asing	-175,264	-5,063	-5,958	+3,602	-2.97%
$FS	Asing	-178,003	0	0	0	0%
$AI	Asing	-283,480	0	+7,639	+22,189	0%
$CD	Lokal	-289,248	-1	+78	+121	0%
$DX	Pemerintah	-384,607	+18,896	+18,896	+4,895	+4.68%
$PD	Lokal	-454,686	-7,248	+18,785	+6,637	-1.62%
$DR	Asing	-613,587	-9,750	+5,780	+5,345	-1.61%
$BB	Lokal	-627,482	0	0	-16,323	0%
$MG	Lokal	-652,043	+72	+1,824	-8,185	+0.01%
$YP	Asing	-987,362	+63,518	+68,695	+76,451	+6.04%
$IU	Lokal	-1,060,147	0	0	0	0%
$LG	Lokal	-1,084,356	+630	-57,138	-106,953	+0.06%
$SQ	Lokal	-1,103,779	-16,353	+106,918	+154,597	-1.5%
$XC	Lokal	-1,431,351	-8,696	-17,475	-20,605	-0.61%
$AK	Asing	-2,504,958	-37,650	-13,262	-271,130	-1.53%
$KZ	Asing	-5,182,538	-23,268	-23,268	-23,268	-0.45%