ceritasaham 

Emiten: BBTN

← Daftar Emiten

BBTN

BBTNBanks - RegionalFinancial Services

Ringkasan Bisnis

PT Bank Tabungan Negara (Persero) Tbk provides various banking products and services in Indonesia. The company offers savings, current, checking, term, demand, and deposit accounts; and consumer loans, which include housing and non housing loans; and commercial loans, comprising contractor and construction, working capital, land ownership, linkage, savings backed, and investment loans. It also provides wealth management services, including bancassurance, mutual funds, primary and secondary market retail government securities, and foreign exchange services; sharia banking services; capital working loans; investment credit; refinancing; domestic loans; term loan facility; corporate and treasury line facility; supply chain financing and trust receipts, as well as letters of credit, domestic documented loan letter; bank guarantee; and documentary collection services. In addition, the company offers mobile and internet banking, cash management, virtual accounts, debit cards, SMS banking, safe deposit box, remittances, and other services. It operates through ATMs and branches. The company was formerly known as Bank Tabungan Pos and changed its name to PT Bank Tabungan Negara (Persero) Tbk in 1963. PT Bank Tabungan Negara (Persero) Tbk was founded in 1897 and is headquartered in Jakarta, Indonesia.

Web: https://www.btn.co.idTelp: 62 21 633 6789Menara Bank BTN, Jakarta, 10130, Indonesia

Grafik Harga BBTN

Backtest: Harga vs. LPM [DYOR! Bukan Ajakan Jual / Beli!]

Grafik harga vs LPM BBTN

Komposisi Pemegang Saham

  • Insiders65.27%
  • Institutions14.89%
  • Public Float42.86%
  • Shares Outstanding46

Alur Keuangan BBTN

Pre-Tax Income: Rp4.38 TPre-Tax IncomeTaxes: Rp880.81 MTaxesNet Income: Rp4.41 TNet IncomeDividends: Rp751.83 MDividendsRetained Earnings: Rp3.66 TRetained Earnings

Alur Arus Kas

Operating Cash Flow: Rp24.32 TOperating Cash FlowCapital Expenditure: Rp1.87 TCapital ExpenditureFree Cash Flow: Rp22.45 TFree Cash FlowCash Dividends Paid: Rp751.83 MCash Dividends PaidChange in Cash: Rp15.94 TChange in Cash

Nilai dalam Rupiah. T = triliun, M = miliar. Arahkan kursor ke alur untuk melihat nilai.

Ringkasan Analisis Broker - Update Weekly!

Emiten
Periode
07 Agu 2025 — 10 Sep 2026
Hari Perdagangan
262
Jumlah Broker
85
Broker Asing
23
Broker Lokal
58
Broker Pemerintah
4

Diperbarui: 11/9/2026, 09.26.43

Sinyal NEUTRALSkor 0
(-5 most bearish, +5 most bullish)
  • BULLISHFOREIGN NET BUYERAsing cumulative net +1,425,459 lots.
  • BULLISHASING BUYING5d: +41,510 lots net buy
  • BEARISHGOVERNMENT BROKER SELLINGPemerintah cumulative -546,845 lots.
  • BEARISHTOP LOCAL BROKERS TRIMMINGLokal 5d: -44,473 lots — accelerating net sell.

Perbandingan Aliran per Tipe Broker

Asing
+1,425,459 lot
5 hari+41,510
20 hari+172,869
ArahBUYING · SLOWING
Lokal
-789,968 lot
5 hari-44,473
20 hari-79,621
ArahSELLING · ACCELERATING
Pemerintah
-546,845 lot
5 hari+2,175
20 hari-94,804
ArahBUYING · SLOWING

Statistik Volume

Rata-rata Harian
291,386 lot
Volume Maksimum
1,601,682 lot
Tanggal Maksimum
23 Apr 2026
Min Non-Zero
48,470 lot
Rata-rata 5 Hari Terakhir
186,856 lot

Sinyal Naratif

foreign inflow+1

Foreign brokers are net buyers (Asing +1.4M lots net)

BK leads foreign buying with +1.8M lots cumulative. ZP adds +816,796 lots. 5-day Asing net: +41,510 lots. Foreign accumulation is the key bullish driver.

BK cumulative
+1.8M lots
ZP cumulative
+816,796 lots
Asing 5-day net
+41,510 lots
📈
momentum bullish+1

Foreign buying momentum is building

5-day rate: +8,302 lots/day vs 20-day average: +8,643 lots/day. Standout accumulation sessions: 2026-04-23: +484,336 lots Asing net buy; 2026-02-04: +418,263 lots Asing net buy.

Asing 5d rate
+8,302 lots/day
Asing 20d rate
+8,643 lots/day
Asing 5-day
+41,510 lots
Asing 20-day
+172,869 lots
⚠️
govt selling-1

Government brokers (Pemerintah) are net sellers — unusual signal

Pemerintah cumulative net is -546,845 lots — unusual and worth monitoring closely. CC is the most active recent seller: -8,103 lots in 5 days. Government selling removes a key support layer typically present in Indonesian large-caps.

Pemerintah total
-546,845 lots
Latest session
+10,525 lots
CC 5-day
-8,103 lots
📊
local momentum fading-1

Top local broker GR turning net sellers

GR is down +41,428 lots (+21.5%) over 10 days. GR is the sole bright spot among top locals: +41,428 lots (+21.5%). Lokal aggregate 5-day net: -44,473 lots. Momentum is weakening.

GR 10-day
+41,428 lots (+21.5%)
GR 10-day
+41,428 lots (+21.5%)
Lokal 5-day net
-44,473 lots
🔄
foreign bull turning0

BK — biggest foreign buyer — now also selling

BK holds the largest Asing net-buy position (+1.8M lots cumulative), but sold -1,456 lots on the latest session, extending a 5-day outflow of -35,275 lots. When the lead foreign buyer distributes, the last foreign support is removed. Others in positive territory — ZP (-31,612 lots 5d), AK (-72,860 lots 5d) — are also showing reduced conviction.

BK cumulative
+1.8M lots
BK 5-day
-35,275 lots
BK latest day
-1,456 lots
ZP 5-day
-31,612 lots
AK 5-day
-72,860 lots
💡
watch list0

PD is the one local broker still quietly accumulating

While top locals retreat, PD added +11,938 lots in 5 days and +56,783 lots in 10 days (+32.8%). Position: +230,027 lots. If PD accelerates, it may signal smart money positioning ahead of a reversal; if it follows the group lower, the last local support leg collapses.

PD cumulative
+230,027 lots
PD 5-day
+11,938 lots
PD 10-day
+56,783 lots (+32.8%)

Top Pembeli (Akumulasi)

BrokerTipeAkumulasi (lot)
Asing+1,779,575
Asing+816,796
Asing+702,135
Asing+384,598
Lokal+233,687
Lokal+230,027
Asing+190,414
Asing+131,873
Lokal+67,346
Asing+45,271

Top Penjual (Akumulasi)

BrokerTipeAkumulasi (lot)
Asing-1,378,542
Asing-660,245
Asing-375,258
Pemerintah-352,301
Lokal-287,513
Lokal-199,145
Lokal-150,114
Lokal-126,972
Lokal-124,696
Pemerintah-117,394

Posisi & Perubahan Broker Terbaru

BrokerTipePosisi (lot)5 hari10 hari20 hari% 5 hari
Asing+1,779,575-35,275-17,761-80,287-1.94%
Asing+816,796-31,612+2,779+14,918-3.73%
Asing+702,135-72,860+71,796+53,935-9.4%
Asing+384,598+2,991+2,991+940+0.78%
Lokal+233,687+32,925+41,428+91,471+16.4%
Lokal+230,027+11,938+56,783+11,934+5.47%
Asing+190,414+124,876+56,436+131,646+190.54%
Asing+131,873+40+1,005-6,191+0.03%
Lokal+67,346+23,042+52,246+57,267+52.01%
Asing+45,271-1,516+13,654+8,013-3.24%
Lokal+42,871+3,690+16,415-43,065+9.42%
Asing+29,591+15,000+15,000+15,000+102.8%
Lokal+27,246-5+45+16,122-0.02%
Lokal+18,321+802-480-535+4.58%
Asing+16,698+17-31,663-16,462+0.1%
Lokal+15,453-557+3,536+3,426-3.48%
Lokal+13,469-2,024-5,145-8,370-13.06%
Lokal+13,137-100-400-400-0.76%
Lokal+12,101+500+3,000+6,000+4.31%
Lokal+10,2890-190-1900%
Lokal+10,064+6,881+2,363+26,121+216.18%
Asing+9,3910000%
Lokal+7,210+77+268+154+1.08%
Lokal+5,0450000%
Lokal+4,6790000%
Asing+4,267+1,041+2,004+2,932+32.27%
Lokal+2,234+1,000+1,000+1,300+81.04%
Lokal+1,9660000%
Lokal+1,562-10-10-40-0.64%
Lokal+1,358-71+1,990+3,010-4.97%
Lokal+1,0180000%
Lokal+8420000%
Lokal+598-6-8-22-0.99%
Lokal+59300-1000%
Asing+3330000%
Lokal+2320000%
Lokal+2000000%
Lokal+137-25+5,225+5,225-15.43%
Lokal+11000+660%
Lokal+92+70+70+40+318.18%
Lokal+500000%
Lokal+120000%
Asing+50000%
Lokal0000
Asing-530000%
Lokal-12800-10%
Lokal-1440000%
Lokal-1,4990+500+5000%
Lokal-1,790+1,035+857+902+36.64%
Lokal-1,9800000%
Lokal-2,1550000%
Lokal-2,2340000%
Asing-2,877+198+128+128+6.44%
Lokal-2,9800000%
Lokal-3,725-300+200+4,200-8.76%
Pemerintah-5,002-3,699-8,664+7,347-283.88%
Lokal-5,7910000%
Lokal-5,848+282-218+282+4.6%
Lokal-13,944+41+41-49+0.29%
Lokal-18,160+250+188+1,492+1.36%
Lokal-20,0930000%
Lokal-22,766+8,551+7,283+12,779+27.3%
Lokal-23,932+500+500+508+2.05%
Asing-40,603+50-411-583+0.12%
Asing-44,921+1,221-420+3,303+2.65%
Asing-48,406-103+371-5,587-0.21%
Lokal-52,098+173-1,492-4,935+0.33%
Lokal-53,91100+400%
Asing-54,247+1,163+1,335-3,159+2.1%
Pemerintah-72,148+15,739+10,886+51,847+17.91%
Asing-80,336+3,661+16,573-2,870+4.36%
Lokal-87,507-1,404+410-2,676-1.63%
Lokal-88,580+16-967-227+0.02%
Lokal-106,776-7,335-4,990-4,990-7.38%
Lokal-107,436-58-4,376-8,132-0.05%
Pemerintah-117,394-8,103-66,296-132,570-7.41%
Lokal-124,696+7,694-5,472+2,758+5.81%
Lokal-126,972-448+1,603+1,577-0.35%
Lokal-150,114-5,794-18,182-16,331-4.01%
Lokal-199,145-6,232-30,655-35,654-3.23%
Lokal-287,513-119,571-221,585-201,078-71.2%
Pemerintah-352,301-1,762-19,656-21,428-0.5%
Asing-375,258-13,841-20,277-16,207-3.83%
Asing-660,245+6,517+24,427+28,773+0.98%
Asing-1,378,542+39,942+43,512+44,627+2.82%
mode [MARKET REGULER]build #3184376last update: Sep 11, 2026, 02:35:56 PM UTC▚▚ DYOR! Disclaimer ON! ▚▚