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▸Emiten: BFIN

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BFIN

BFINCredit ServicesFinancial Services

Ringkasan Bisnis

PT BFI Finance Indonesia Tbk provides investment, working capital, multipurpose, sharia, and other financing services primarily in Indonesia. The company operates through Cars, Motorcycles, and Others segments. It provides financing for new and used cars purchased via dealers; and finance for the purchase, sale and leaseback of heavy equipment, machinery, motor vehicles, and other equipment in new or used condition. The company also offers sharia financing, such as umrah financing, halal travel financing, financing of various goods and services, education financing, motorized vehicle financing, and sharia refinancing services; and property financing services. In addition, it offers funding facility; project and infrastructure financing products; and factoring services. The company was formerly known as PT Bunas Finance Indonesia Tbk and changed its name to PT BFI Finance Indonesia Tbk in June 2001. PT BFI Finance Indonesia Tbk was founded in 1982 and is headquartered in Tangerang Selatan, Indonesia. PT BFI Finance Indonesia Tbk is a subsidiary of Trinugraha Capital & Co.

Web: https://www.bfi.co.idTelp: 62 21 296 50300BFI Tower, Tangerang Selatan, 15322, Indonesia

Grafik Harga BFIN

Backtest: Harga vs. LPM [DYOR! Bukan Ajakan Jual / Beli!]

Grafik harga vs LPM BFIN

Komposisi Pemegang Saham

  • Insiders55.88%
  • Institutions8.95%
  • Public Float20.28%
  • Shares Outstanding41

Alur Keuangan BFIN

Total Revenue: Rp6.48 TTotal RevenueCost of Goods Sold: Rp2.19 TCost of Goods SoldGross Profit: Rp4.30 TGross ProfitOperating Expenses: Rp2.05 TOperating ExpensesOperating Income (EBIT): Rp2.25 TOperating Income (EBIT)Interest Expense: Rp207.24 MInterest ExpensePre-Tax Income: Rp1.97 TPre-Tax IncomeTaxes: Rp391.59 MTaxesNet Income: Rp10.85 TNet IncomeDividends: Rp1.00 TDividendsRetained Earnings: Rp9.85 TRetained Earnings

Alur Arus Kas

Free Cash Flow: Rp1.06 TFree Cash FlowCash Dividends Paid: Rp1.00 TCash Dividends PaidChange in Cash: Rp61.91 MChange in Cash

Nilai dalam Rupiah. T = triliun, M = miliar. Arahkan kursor ke alur untuk melihat nilai.

Ringkasan Analisis Broker - Update Weekly!

Emiten
$bfin
Periode
07 Agu 2025 — 10 Sep 2026
Hari Perdagangan
262
Jumlah Broker
85
Broker Lokal
57
Broker Asing
24
Broker Pemerintah
4

Diperbarui: 11/9/2026, 09.26.43

Sinyal BEARISHSkor -1
(-5 most bearish, +5 most bullish)
  • BEARISHFOREIGN NET SELLERAsing cumulative net -4,016,719 lots.
  • BEARISHGOVERNMENT BROKER SELLINGPemerintah cumulative -777,124 lots.
  • BULLISHLOCAL BROKERS ACCUMULATINGLokal 5d: +144,409 lots.

Perbandingan Aliran per Tipe Broker

Asing
-4,016,719 lot
5 hari-68,731
20 hari+985,918
ArahSELLING · SLOWING
Lokal
+4,783,741 lot
5 hari+144,409
20 hari-761,022
ArahBUYING · SLOWING
Pemerintah
-777,124 lot
5 hari-75,213
20 hari-225,999
ArahSELLING · ACCELERATING

Statistik Volume

Rata-rata Harian
290,734 lot
Volume Maksimum
1,798,443 lot
Tanggal Maksimum
16 Apr 2026
Min Non-Zero
28,928 lot
Rata-rata 5 Hari Terakhir
286,329 lot

Sinyal Naratif

⚠️
dominant bearish-2

Foreign exodus continues (Asing -4.0M lots net)

ZP and AK are the biggest cumulative sellers (-4.0M lots and -1.8M lots), accounting for 143% of total foreign outflow. AK is also the most aggressive right now: -119,589 lots in 5 days — accelerating outflow on top of the largest position. This is the dominant structural signal across the entire 262-day window.

ZP cumulative
-4.0M lots
AK cumulative
-1.8M lots
AK 5-day
-119,589 lots
AK 10-day
-21,609 lots
Asing 5-day net
-68,731 lots
📉
momentum easing0

Foreign selling is slowing — early signs of stabilisation

5-day rate: -13,746 lots/day vs 20-day average: +49,296 lots/day. Standout distribution sessions: 2026-04-16: 1798K total lots, -385,924 lots Asing net; 2026-05-29: 969K total lots, -309,616 lots Asing net.

Asing 5d rate
-13,746 lots/day
Asing 20d rate
+49,296 lots/day
Asing 5-day
-68,731 lots
Asing 20-day
+985,918 lots
⚠️
govt selling-1

Government brokers (Pemerintah) are net sellers — unusual signal

Pemerintah cumulative net is -777,124 lots — unusual and worth monitoring closely. OD is the most active recent seller: -51,955 lots in 5 days. Government selling removes a key support layer typically present in Indonesian large-caps.

Pemerintah total
-777,124 lots
Latest session
-6,659 lots
OD 5-day
-51,955 lots
📊
local accumulation+1

Top local brokers LG and IU actively accumulating

LG added +19,385 lots (+0.7%) over 10 days. IU also building: +170 lots (+0.0%). Lokal aggregate 5-day net: +144,409 lots. Local smart money is adding exposure.

LG 10-day
+19,385 lots (+0.7%)
IU 10-day
+170 lots (+0.0%)
Lokal 5-day net
+144,409 lots
🔄
foreign bull turning0

YU — biggest foreign buyer — now also selling

YU holds the largest Asing net-buy position (+1.4M lots cumulative), but sold -399 lots on the latest session, extending a 5-day outflow of -6,223 lots. When the lead foreign buyer distributes, the last foreign support is removed. Others in positive territory — AI (+95 lots 5d), YP (-16,818 lots 5d) — are also showing reduced conviction.

YU cumulative
+1.4M lots
YU 5-day
-6,223 lots
YU latest day
-399 lots
AI 5-day
+95 lots
YP 5-day
-16,818 lots
⚡
watch — local divergence0

XL diverging — trimming while others buy

Despite a positive Lokal aggregate, XL sold -45,372 lots over 10 days (-4.8%). When a top-5 holder distributes against the crowd, it warrants attention as a potential early sign of exhaustion.

XL cumulative
+908,514 lots
XL 5-day
+18,894 lots
XL 10-day
-45,372 lots (-4.8%)

Top Pembeli (Akumulasi)

BrokerTipeAkumulasi (lot)
$LG
Lokal+2,986,413
$AO
Lokal+1,728,995
$YU
Asing+1,402,975
$OD
Pemerintah+1,120,092
$XL
Lokal+908,514
$IU
Lokal+791,250
$AI
Asing+683,711
$KI
Lokal+482,634
$YP
Asing+307,536
$AZ
Lokal+218,885

Top Penjual (Akumulasi)

BrokerTipeAkumulasi (lot)
$ZP
Asing-3,981,376
$AK
Asing-1,757,774
$BB
Lokal-1,483,089
$CC
Pemerintah-1,372,405
$RF
Lokal-1,067,204
$BK
Asing-597,749
$TP
Asing-348,451
$DX
Pemerintah-305,252
$NI
Pemerintah-219,559
$GA
Lokal-131,362

Posisi & Perubahan Broker Terbaru

BrokerTipePosisi (lot)5 hari10 hari20 hari% 5 hari
$LG
Lokal+2,986,413+28,404+19,385-35,128+0.96%
$AO
Lokal+1,728,995-11,730-9,520-9,633-0.67%
$YU
Asing+1,402,975-6,223+181,895+581,990-0.44%
$OD
Pemerintah+1,120,092-51,955-87,949-77,901-4.43%
$XL
Lokal+908,514+18,894-45,372-7,786+2.12%
$IU
Lokal+791,250+170+170+70+0.02%
$AI
Asing+683,711+95-26,600-50,402+0.01%
$KI
Lokal+482,634-3,430+11,713+41,789-0.71%
$YP
Asing+307,536-16,818-31,871-21,550-5.19%
$AZ
Lokal+218,885-25-5,873-371,329-0.01%
$CP
Asing+154,728+10,039+15,227+22,806+6.94%
$MG
Lokal+151,103+27,855+28,898+11,278+22.6%
$GR
Lokal+141,177+5,168-7,214+6,548+3.8%
$DP
Asing+132,981-490-840-840-0.37%
$KZ
Asing+58,4930-6,474+35,3100%
$SH
Lokal+41,578-16,011-16,000-9,040-27.8%
$EP
Lokal+37,771-5,704-13,464-17,327-13.12%
$KK
Asing+36,033+5,846+1,292-2,726+19.37%
$BR
Lokal+32,489+17,612+29,859+30,359+118.38%
$FO
Lokal+31,016+27,627+31,016+31,016+815.2%
$YJ
Lokal+30,283+24,840+24,932+25,020+456.37%
$PP
Lokal+23,8290000%
$BQ
Asing+19,232+2,916-690-102+17.87%
$AT
Lokal+16,206-2,413+15,609+15,392-12.96%
$YB
Lokal+14,868-2,724+4,689+4,508-15.48%
$FS
Asing+13,641+12,498+12,098+12,298+1,093.44%
$AF
Lokal+9,385+4+5,074+5,074+0.04%
$XA
Asing+8,928-164-180+5,910-1.8%
$CD
Lokal+8,674+6+1,186+1,186+0.07%
$OK
Lokal+7,5000000%
$FZ
Lokal+6,234+210+210+2,210+3.49%
$GW
Asing+6,0000000%
$MU
Lokal+3,950+4,000+4,000+4,000+8,000%
$IT
Lokal+3,6870000%
$BS
Lokal+2,404+490+490+465+25.6%
$LS
Asing+2,1410000%
$EL
Lokal+1,623-22,013-34,013-27,013-93.13%
$RG
Lokal+984-18-18-18-1.8%
$TS
Lokal+54700+5470%
$MI
Lokal+2620000%
$PO
Lokal+2000000%
$JB
Lokal+1310000%
$RO
Lokal+122-54-383+12-30.68%
$TF
Lokal+109+14+14+14+14.74%
$PG
Lokal+42-1,100-5,675-3,255-96.32%
$DU
Asing+400000%
$PS
Lokal+30000%
$ID
Lokal0000—
$AD
Lokal0000—
$IN
Lokal0-1,000-1,000-1,000-100%
$AN
Lokal0000—
$RS
Lokal0000—
$SA
Lokal0000—
$PI
Lokal0000—
$RB
Asing-100000%
$SF
Lokal-130+10+100%
$GI
Asing-14-8-8-8-133.33%
$ES
Lokal-500000%
$AH
Asing-1900000%
$ZR
Lokal-2000000%
$PC
Lokal-2900000%
$IH
Lokal-1,0700000%
$XC
Lokal-1,386-1,995-8,236-4,458-327.59%
$QA
Lokal-1,5730-12-1500%
$HD
Asing-2,970-1,396-3,196-1,635-88.69%
$AR
Lokal-7,6000000%
$AG
Asing-7,737+49-9,328-5,750+0.63%
$SS
Lokal-11,500-5,000-4,000-45,000-76.92%
$HP
Lokal-16,546-15,921-15,503-22,090-2,547.36%
$DH
Lokal-20,589+4,487-4,395-8,044+17.89%
$IF
Lokal-32,912-6,645-9,808-132,778-25.3%
$SQ
Lokal-50,032+8,511+8,856+10,255+14.54%
$DR
Asing-56,278+7,651+30,818+29,460+11.97%
$PD
Lokal-73,711+99,644+96,752+117,696+57.48%
$RX
Asing-90,609+4,256+4,006+4,006+4.49%
$GA
Lokal-131,362-4,000-4,000-4,000-3.14%
$NI
Pemerintah-219,559-22,629-35,226-34,160-11.49%
$DX
Pemerintah-305,252+9,835+6,326+9,626+3.12%
$TP
Asing-348,451-2,639-14,922-1,470-0.76%
$BK
Asing-597,749+22,365+26,251+67,596+3.61%
$RF
Lokal-1,067,204-100,200-162,679-470,314-10.36%
$CC
Pemerintah-1,372,405-10,464-115,250-123,564-0.77%
$BB
Lokal-1,483,089+76,456+109,886+99,892+4.9%
$AK
Asing-1,757,774-119,589-21,609+268,334-7.3%
$ZP
Asing-3,981,376+12,881+31,587+42,691+0.32%
▸mode [MARKET REGULER]build #1ecfdcelast update: Oct 21, 2026, 12:55:47 PM UTC▚▚ DYOR! Disclaimer ON! ▚▚